| Description |
TERM |
|
| CREDIT |
|
|
| ZONE 1+ = FICO 720+ |
24 - 60, 63, 66, 72, 75, 84 MONTHS |
5.30,5.30, 5.80, 6.10,6.60,7.35 %APR 120% Max LTV +.25% for advance exception rates |
|
ZONE 1 = FICO 719 - 690 |
24 - 60, 63, 66, 72, 75, 84 MONTHS |
5.50, 5.50, 6.10, 6.50,7.00,7.75 %APR 120% Max LTV +.25% for advance exception rates |
|
ZONE 2 = FICO 689 - 670 |
24 - 60, 63, 66, 72, 75 MONTHS |
7.09, 7.09, 7.60, 8.09, 8.09 %APR 120% Max LTV +.25% for advance exception rates |
| ZONE 3 = FICO 669 - 650 |
24 - 60, 63, 66, 72, 75 MONTHS |
9.65, 9.65, 10.34, 10.44, 10.44 %APR 120% Max LTV +.25% for advance exception rates |
| ZONE 4 = FICO 649 - 630 |
24 - 60, 63, 66, 72, 75 MONTHS |
12.64,12.89, 13.19, 13.39, 13.64 %APR 100% Max LTV +.50 for advance exception rates |
| ZONE 5 = FICO 629 - 610 |
24 - 60, 63, 66, 72, 75 MONTHS |
14.05,14.30, 14.55, 15.55, 15.80%APR 100% Max LTV +.50 for advance exception rates |
| ZONE 6 = FICO 609 - 580 |
24 - 60, 63, 66, 72, 75 MONTHS |
17.20,17.45, 18.05 , 19.00, 19.25 %APR 100% Max LTV +.50 for advance exception rates |
| ZONE 7 = FICO 579 - 520 |
24 - 60, 63, 66, 72, 75 MONTHS |
20.00, 20.25, 20.75, 21.50, 21.75,%APR 100% Max LTV +.50 for advance exception rates |
| New Vehicle Protection Plans |
|
|
| Toyota Extended Service Contracts |
60 Months / 100,000 Miles |
$2125.00 |
| Toyota Extended Service Contracts |
72 Months / 100,000 Miles |
$2.300.00 |
| Toyota Extended ServiceContracts |
96 Months / 120,000 |
$2.500.00 |
| Prepaid Maintenance |
|
|
| Totota prepaid Maintance |
36 Months / 40,000 Miles |
$1590.00 |
| Toyota Prepaid Maintance |
48 Months / 55,000 Miles |
$1760.00 |
| RK Prepaid Maintance |
24 Months / 24,000 miles |
$750.00 |
| Other Products |
|
|
| Environmental Protection Package |
|
$999.00 |
|
Toyota Guaranteed Auto Protection (GAP) GE Gap |
|
$750.00 |
| Multi Shield |
|
$1699.00 |
| Window Etching Vehicle ID # |
|
$349.00 |
| Fees |
|
|
| Environmental & Energy Fee |
|
$ 99.00 |
| Processing Fee |
|
$495.00 |
*Program not available in Alabama, Florida, Hawaii, Georgia, North Carolina and South Carolina. In all of those states other than Hawaii, similar programs may be available through participating Scion dealers and World Omni Financial Corp. Program is available on approved credit to qualified customers through Toyota Financial Services and participating Scion dealers. When financing through your Scion dealer and Toyota Financial Services, lower Annual Percentage Rates may be available on approved credit to qualified buyers.
APR may vary if the Amount Financed exceeds TFS's Maximum Advance for the contract, your FICO score is below 520 and/or you apply for 72-84 month financing. Ask your dealer to explain how APRs vary for FICO scores below 520 and 72-84 month financing.
Scion Solutions iFinance rate determined by applicable rate no lower than Zone 4 (New Vehicles Only)
Scion Solutions GEN-ONE rate determined by applicable Zone (New)
Qualified applicants without bureau FICO scores are eligable for Zone 7 Rate (New Vehicle Only)
Encore begininng of term benefit is applicable; however, rate reduction for Encore not compatible with any Scion Solutions retail program.
Credit worthy business Solutions customers including those with co-applicants, receive a minimum Zone 1 rate. Co-applicants with 720+ FICO scores receives a Zone 1+ rate.
Effective April 07, 2009 Retail Equity Discount program
In an effort to further expand the features available to our customers under the retail Finance Plan and Preferred Option Finance Plan We now have a equity discount program available. This special program allows for a 0.25% APR reduction for all non-subvented contracts with finance amounts less than or equal to 90% of Loan to Value. This is for a limited time, our finance source is also offering a Super Equity Program (Zone 1+ to Tier 3)
Maximum Advance means the total amount financed less cancelable optional products financed with the vehicle, expressed as a percent of dealer invoice (new). Finance contracts with Maximum Advances of over 120% for applicants with FICO Scores of more than or equal to 650 or over 100% for FICO scores of less than 650 will result in an increase of the APR by .25 or .50 respectively.
The APR on a finance contract with a Loan to Value of between 80.01% to 90% will be decreased by .25. The APR on a finance contract with a Loan to Value of less than or equal to 80% will be decreased by .50. Loan to value ratio means the total amount financed under your vehicle installment sale contract, expressed as a percent of dealer invoice (new). Please ask your dealer for details.
Program and Annual Percentage Rates are subject to change or termination at any time. Please see your participating Scion dealer for details.
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